Biometric ATMs, anyone?

Imagine walking up to an ATM and not having to insert your credit or debit card, and not having to remember that 4-digit pin number that you always forget.

Tameer Micro Finance Bank has deployed Biometric ATMs in the city. These ATMs use finger-print recognition technology to give access to the bank account. So no ATM card is required. Although, this technology is aimed for people who find it hard to use traditional ATMs, specially in less developed areas where keeping an ATM card and remembering pin numbers is not very practical, I don’t see why it wouldn’t work for everyone else.

Credit: Raja Islam

33 Comments so far

  1. unaiza nasim (unregistered) on November 14th, 2006 @ 11:51 am

    where is it deployed @?
    is it the micro-finance bank on sh-faisal??

  2. umar (unregistered) on November 14th, 2006 @ 11:56 am

    Their main branch is at SF near duty free shop. The ATMs are deployed at other various branches. Check out their website for ATM locations.

  3. Adil Mulki (unregistered) on November 14th, 2006 @ 1:08 pm

    I hate to be the spoilsport but in my line of work, one tends to look for risks. Once in my career, we had to turn down just such a suggestion for rural areas (for an institution similar to banks), because of one little question that was raised….
    eh doc, in the case of an atm card, a culprit might ask for the card and the pincode… in the case of the biometric one, what will he try to snatch? and how??? … as i said earlier, there was no more discussion on the topic at that institution after that :) … it takes a civilised and secure society to apply certain technologies properly.

  4. fAr stAr (unregistered) on November 14th, 2006 @ 1:39 pm

    fearsome point Adil Mulki!

  5. Faraz Shah Khan (unregistered) on November 14th, 2006 @ 2:08 pm

    Hey thats great… but I believe as long as we live in karachi it won’t be useful for security purpose where people got kidnapped just to take out money from their ATMs. But indeed its a good step by the bank for illetrate people. Nice Marketing strategy.

  6. Farhan (unregistered) on November 14th, 2006 @ 2:25 pm

    What about Retina Scan ATMs ( in use in Japan and Illinois USA ) a eye is a lot harder to pop then cutting a finger

  7. Umer Zaman (unregistered) on November 14th, 2006 @ 2:33 pm

    do these fingure reader work for long ??
    as far as i know, in a country like ours.. dust kills em..

    if everyone is putting there fingure on the reader.. wat about the germs ?? =D

  8. Raja Islam (unregistered) on November 14th, 2006 @ 3:22 pm

    Nice one farhan :)

  9. fAr stAr (unregistered) on November 14th, 2006 @ 3:58 pm

    looks like we r going back to the angotha chaap age

  10. Zeeman (unregistered) on November 14th, 2006 @ 5:46 pm

    Bank Islami has also deployed Biometri ATMs. I saw one at Bahadurabad. I agree with Umer Zaman that. One might want to wash his hands after using these machines!

  11. d0ct0r (unregistered) on November 14th, 2006 @ 6:11 pm

    lol you people are forgeting some thing…. trackers
    in cars do work and are very innovative and helpful thing BUT now wat they’re doing is they take you along with the car… at first it was just the car they were after and you were spared now they take you along too coz of the fear that you might call tracker and it’ll be game over for them(it has happened with me)…. cutting your finger(thats gross and disgusting even 2 think about)

    secondly if they’re targeting the less developed areas and illiterate people then they’ll have to come up with some thing rugged and sturdy like a humvee coz atm machine is’nt cheap and you won’t like to replace it every now and then…

    even more futurist would be impalnting RFID in your body… min you enter the ATM booth the machine identifies you and starts munching out money ;)

  12. Rick Shaw (unregistered) on November 14th, 2006 @ 8:04 pm

    This is great, thumbs up to “Tameer Micro Finance Bank” and thumbs down to the society that does not know how to appreciate a good development step taken for their own benefits.

    Grow up people, dont be chickens and move forward, we lost millions of lives in order to earn our homeland, if we loose some fingers in order to become a developed & advance nation so be it.

  13. d0ct0r (unregistered) on November 14th, 2006 @ 8:37 pm

    we’re not loosing any fingers here be sure about that… the crooks will take you down to atm machine in one piece and you’ll draw the money for them and then they’ll let you loose.. thugs these days don’t get into messy(disgusting) things like cutting your fingers ;)

  14. Haseeb A (unregistered) on November 14th, 2006 @ 8:49 pm

    The first ATM’s in PAKISTAN were deployed by DIB (Dubai Islamic Bank) i.e. the biometrics one.

    Oh and they showed a program on discovery (Mythbusters), you can easily evade a fingerprint system if you have a copy (even a photocopy will do) of the fingerprint!!

  15. d0ct0r (unregistered) on November 14th, 2006 @ 10:03 pm

    after the introduction of new currency note the SBP governor says that ATMs will be used not just for withdrawing money but also for depositing them…

    just wondering if ATMs would be able to identify those paan stained notes

  16. Yahya (unregistered) on November 14th, 2006 @ 11:33 pm

    @Rick Shaw: “we lost millions of lives in order to earn our homeland,”

    No we did *not* loose millions of lives to earn our homeland, we lost them *after* we earned our homeland. Pakistan was created pretty peacefully. The fact that millions of people lost or not their lives would not have made any difference to the creation of Pakistan as it was already created by then.

  17. Rick Shaw (unregistered) on November 15th, 2006 @ 12:05 am

    @YAHYA – I am not talking about the event of 14th August 1947. I am talking about “Earning” the homeland. Some of us still haven’t done that and are liability on the once who work hard for it.

    By the way half million were killed just in the communal violence during partition & recently at least 43 of our soldiers died due to the suicide attack, how many mullahs (or anyone) came out on streets then to protest against that attack??

  18. d0ct0r (unregistered) on November 15th, 2006 @ 1:15 am

    @RICKSHAW this independent commision report states that the bajur attack was launced by americans and pakistani army was just covering up for the dirty work of their masters…

    this report is prepared by an independent commision of lawyers from peshawar high court and its head was barrister bacha a credible and known liberal person and he clearly pointed out that there was no sign of military training being conducted at that place and those who died in the tragedy were aged between 8-18 yr old…

  19. Adnan (unregistered) on November 15th, 2006 @ 1:19 am

    From Biometric ATMs to Mullah Bashing, you guys are losers!

  20. Sa'ad (unregistered) on November 15th, 2006 @ 3:08 am

    I dont like this. I dont trust banks to begin with, now lowlife bandits and robbers like Junaid can hack off my thumbs and steal from my account.\11\14\story_14-11-2006_pg12_1

  21. Faisal (unregistered) on November 15th, 2006 @ 5:04 am

    Admittedly, my comment is off topic but
    i simply must.

    “LOSE” … as in you can’t find your wallet
    “LOOSE” … as in your pants don’t fit well

    There is a differnce. It’s simple … and
    the errors in the comments above cannot
    simply be written off as typos.

  22. yo yo (unregistered) on November 15th, 2006 @ 7:56 am

    BRAVO…FAISAL..I have come to respect your dedication.

  23. mansoor (unregistered) on November 15th, 2006 @ 9:21 am

    im much more comfortable with the idea of an ATM card as well.. agreed i have to rem the number and all, but there’s a sense of personal safety involved! if its the limbs… GOD!

    if i loose the card, i get a new one.. if i loose my fingers.. what then?

  24. Faisal (unregistered) on November 15th, 2006 @ 10:20 am

    differnce … difference

  25. d0ct0r (unregistered) on November 15th, 2006 @ 10:50 am

    @Faisal just chill man… as i have said earlier as long as the message gets across and is understood then it simply does’nt matter,typos or grammatical mistakes…

    btw u might have noticed it wrongly being used even after your explanation ;)

  26. d0ct0r (unregistered) on November 15th, 2006 @ 11:01 am


  27. striker (unregistered) on November 15th, 2006 @ 12:01 pm

    kinda weird ,,,,but i dont know why americans r not using this technology instead of traditional ATM?

  28. Faisal (unregistered) on November 15th, 2006 @ 4:58 pm


    I’m not taking this to heart. You may have noticed that I have pretty much stopped
    making the effort. But, in this case, the
    errors were so glaring and blatant and yet
    of such a simple nature that they simply
    could not be overlooked.

    I do agree with you that as long as the message
    comes thru, that’s what matters.

  29. Umer Zaman (unregistered) on November 16th, 2006 @ 3:29 pm

    When you deposit money through ATM, you put it in an envelope and tell the machine how much money is in it. Someone in the morning or working hours take it out, count it and then post it to your account. In US they usually give you credit immidiately, depending on your banking history =)

  30. ash (unregistered) on November 18th, 2006 @ 1:16 pm

    faisal dont stop. Some people may want to learn, some may not, but its free speech on this board. I dont think you are trying to be obnoxious (hey look at some of the comments on unaiza’s posts) you always have a genuine point and you shouldnt “self censor” as someone else would say.

  31. salaam (unregistered) on November 19th, 2006 @ 12:02 am

    //if everyone is putting there fingure on the reader.. wat about the germs ?? =D//

    u will have to touch the keypad in any case, sude! unless ofcourse u wear rubber gloves all the time.

  32. Hasan (unregistered) on November 24th, 2006 @ 1:08 pm

    Not much to say about the new ATM, but Bio-Metric technology is very much in Pakistan.

    Last year, Imation Inc. introduced Bio-Metric USB flashdrive (aka thumbdrive) in Pakistan. It can save upto 10 finger marks and also be used to operate your PC as well as laptop.

    In case of theft, data is always secure.

    The device can be used as stand alone (individual) as well as on a network controlled by IT Admin.

    Another interesting feature is built-in Vault & option of placing whole Office suite in the same device.

    more on this devise can be found at:

  33. Ali (unregistered) on December 2nd, 2006 @ 8:13 pm

    actually I tried these ATMs and they are great. They use a capcitive scanner which seeks the capcitance of the body along with the finger ridges. So a sliced thumb may not do the trick if not attached to the body. You do have to put the card and get registered with them while opening an account.

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